Stop Gambling Your Home Every Time Your Business Needs Capital
Build a firewall between your business and personal finances. Access $5,000 to $150,000 in business credit, without touching your personal credit, risking your home, or betting your family's security on every business decision.
🇪🇸 Hablamos Español · 🇮🇳 Assi Punjabi Bolde Haan · Bakersfield, CA
A Firewall Between Your Business and Your Home
Business credit is not just about a score. It is about creating a wall between your business operations and your personal life, so one never threatens the other.
Without business credit
- Personal credit at risk with every business decision
- Limited to $10,000-$25,000 in business funding
- Personal assets exposed to business liabilities
- Higher interest rates on business financing
- Banks require personal guarantees and home equity
With business credit
- Personal credit protected from business decisions
- Access to $50,000 to $150,000 without personal guarantees
- Personal assets shielded from business liabilities
- Better rates and terms, even 0% promotional periods
- Business growth that is not capped by personal credit
Picture Your Business Standing Strong on Its Own Credit
$50,000 approved with no personal guarantee. Equipment on business terms. Taking the major contract without hesitation, knowing your home is not on the line. That is what real business credit creates.
Financial Freedom
Make business decisions based on opportunity, not fear.
Asset Protection
Your home, savings, and personal credit stay completely separate.
Real Scalability
Access far more capital than personal credit alone allows.
Better Terms
Lower rates, longer terms, and 0% promotional offers.
Business Equity
Build a company with its own financial identity and value.
Peace of Mind
Your breakthrough is one approval away, not one risk away.
How We Prepare Your Business for Funding, in 5 Steps
Your business has untapped funding potential. Most owners just are not shown how to unlock it. The Fundability® system shows you how fundable your business is right now, and the exact steps to build from there.
Know Your Fundability Score
See exactly where you stand today
- Your current Fundability Score across all bureaus
- What funding you can access today
- The exact gaps preventing higher approvals
- Your personalized roadmap to $150K+
Identify What Holds You Back
Find the hidden barriers to approval
- Which of the 125+ factors affect you
- Business structure optimization needs
- Financial documentation gaps
- Industry-specific approval barriers
- Quick fixes vs long-term improvements
Track Your Business Bureau Insights
See what lenders see when they review you
- Dun & Bradstreet PAYDEX scores
- Experian Intelliscore and Financial Stability Risk
- Equifax Business Credit Reports
- The business bureaus lenders actually check
- Real-time updates when tradelines report
- Error detection and dispute management
Maximize Your Fundability
Follow your custom roadmap to a fundable profile
- Which vendors to start with, and in what order
- When to apply for business credit cards
- How to layer accounts for maximum impact
- Strategic timing to avoid denials
- Utilization strategies that boost scores
- Documentation lenders actually want to see
Get Matched with Funding Sources
Access our network of 300+ funding sources
- 300+ vendors and lenders who report to bureaus
- Tier 1: Vendor credit (easy approval)
- Tier 2: Retail business cards ($5K-$15K)
- Tier 3: Bank business cards ($10K-$50K)
- Tier 4: Lines of credit and term loans ($50K-$150K+)
- Pre-qualified matching to offers you can likely get
We Assist You in Accessing Credit Lines from $5,000 to $150,000
We don't just give you software and wish you luck. We continue developing your business credit profile until you're approved for business funding of at least $50,000*.
This isn't a "try and see" program. If you follow the plan and practice healthy financial behaviors, we keep working with you until you hit that $50,000 minimum funding threshold. We have built business credit for 720+ business owners.
*The $50,000 funding guarantee is based on our advisor team of Business Credit Experts assisting you with securing several credit approvals, totaling at least $50,000, through each tier of funding. If you do not comply with the plan or practice healthy financial behaviors, funding may not be approved.
Everything You Need to Build Fundable Business Credit
This isn't just software. It's a complete business credit system with coaching, education, monitoring, and access to funding sources you can't get on your own.
Business Credit Finance Suite
$2,500Your complete credit-building command center. Real-time Fundability Score tracking, vendor matching from our 300+ database, a step-by-step roadmap customized to your business, and progress analytics showing exactly where you stand.
Business Credit Education & Restoration
$2,500Learn the strategies most business owners are never taught. Comprehensive training on business credit mechanics, dispute management for errors dragging down your scores, and restoration tactics to recover from past issues.
Personal Business Coaching & Advisement (12 months)
$2,400Your dedicated Business Credit Expert. Weekly check-in calls, strategy sessions, approval optimization, an accountability partnership, and someone in your corner who wants you to win.
Access to Lending Sources in Specific Tiers
$2,000Our network of 300+ vendors, lenders, and credit issuers. Pre-qualified matching, relationships for better approval odds, and tier-by-tier access as your profile strengthens.
myNovaeDisputes Manager (12 months)
$800Professional-grade dispute software. Monitor all three bureaus, file disputes instantly, track resolution status, and fix errors that are costing you approvals.
Experian Smart Business Monitoring
$600Enterprise-level monitoring from one of the big three credit bureaus. Real-time alerts when changes hit your report, score tracking, and lender inquiry monitoring.
Personal Debt & Budgeting Software
$240Because business and personal finances affect each other. Cash flow planning, debt payoff strategies, and budgeting tools to keep your personal finances in order while you build business credit.
The true value of this system
$11,040Dollar figures are value estimates for the included tools and services, not separate prices.
Two Ways to Build Business Credit. One Guaranteed Result.
Full Service Program
one-time payment
Or a 3-month payment plan (access granted after the 2nd payment)
The complete Business Credit Finance Suite with 12 months of dedicated coaching, weekly check-in calls, priority support, and our $50K funding guarantee.
Perfect for:
- Business owners who want expert guidance every step
- Entrepreneurs who value accountability and coaching
- Those who want to maximize approval odds with expert knowledge
- Businesses serious about accessing $50K-$150K in funding
Access granted within 2-3 business days
D.I.Y. Business Credit Program
one-time payment
Full payment today for instant access
Immediate access to the complete Business Credit Finance Suite, all educational materials, and the funding source database, without the coaching or weekly calls.
What's included:
- Business Credit Builder D.I.Y. Platform
- Personal Credit D.I.Y. Kit
- Access to all business credit tiers and information
- Funding Specialist Team (email support)
- Complete Training Library
- All Software Tools
Perfect for:
- Self-motivated entrepreneurs who prefer working independently
- Business owners with prior credit-building experience
- Those who want the tools without ongoing coaching
- Budget-conscious businesses ready to do the work
Instant access upon enrollment
Need Help Deciding?
Not sure which program fits your business? Our Bakersfield team can walk you through both options and help you choose based on your goals, experience, and timeline.
Takes about 60 seconds. No cost. Won't affect your credit score.
The Business Credit Finance Suite Walkthrough
A quick tour of the software platform.
With intuitive software and a dedicated full-service advisor team, we streamline building business credit and guide you at every step.
What Clients Say About the Business Credit Builder
"This has been a lifesaver on all levels. Getting my LLC up and running, having advisors there to call when I need them."
Michelle
"It's been everything it was advertised to be and then some. I'm not sure where you can find a program that is as comprehensive."
Curtis H.
Testimonials reflect individual client experiences and are not a guarantee of similar outcomes. Results vary.
Common Questions AboutBuilding Business Credit.
Everything you need to know before you enroll.
Build Business Credit That Opens Doors to Real Funding
Stop being limited by personal credit. Start building business credit that unlocks $5,000 to $150,000 in funding, without personal guarantees.
Questions? Speak with an expert: (661) 310-3040
🇪🇸 Hablamos Español · 🇮🇳 Assi Punjabi Bolde Haan
Already building business credit? Put it to work with business funding or 0% interest funding. See the business hub, or fix your personal credit first.
Important Disclosure:
Mesa Group Consulting and Mesa Group Capital (collectively "Mesa Group") provide business credit consulting and advisory services in partnership with Novae. We do not issue credit, make lending decisions, or guarantee specific approval amounts. Funding amounts and approval rates depend on individual business profiles, credit history, revenue, and lender underwriting criteria. Results vary by client.
The $50,000 funding guarantee is based on our advisor team of Business Credit Experts, working in conjunction with our partners at Novae, assisting the client with securing several credit approvals totaling at least $50,000 across multiple accounts through each tier of funding. If the client does not comply with the program recommendations or does not practice healthy financial behaviors, funding may not be approved.
Credit inquiries may temporarily affect personal credit scores during the initial setup phase. All business credit products are subject to terms and conditions set by issuing banks and lenders. This program requires responsible credit management and timely payments to maintain and build business credit scores.
Mesa Group Consulting and Mesa Group Capital are not lenders, banks, credit bureaus, or financial institutions. We are consulting firms that provide strategy, education, software tools, and guidance for building business credit through our partnership with Novae. The Business Credit Finance Suite and related software platforms are powered by Novae technology. All credit decisions are made by issuing banks and lenders based on their individual underwriting criteria.
Partnership Disclosure: This program is delivered through a strategic partnership between Mesa Group Consulting, Mesa Group Capital, and Novae. Novae provides the technology platform (Business Credit Finance Suite, myNovaeDisputes Manager) and certain educational materials. Mesa Group provides consulting, coaching, and advisory services.