Name: Mesa Group Consulting
Address: 5001 California Ave Suite 219, Bakersfield, CA, 93309, US
Telephone: +1-661-310-3040
Price range: $$
Rating: 5.0

Question 1

Does my company need debt restructuring?

Accepted Answer

Our program is best suited for business owners who: (1) can't afford existing debt payments but want to pay them off at a realistic pace, (2) need an alternative to bankruptcy that lets them keep operating, and (3) don't want to go deeper into debt by borrowing again at high, unsustainable rates. If you're struggling with cash flow because of debt payments, you may qualify.

Question 2

How does the debt relief process work?

Accepted Answer

We take your large amount of unaffordable debt and work to make it affordable. You provide your budget (what you can realistically afford monthly) and we use that to negotiate settlements with creditors ranging from pennies on the dollar to payment in full. There are no time limits for settlements. Some creditors settle quickly after our first offers, others take longer. You refer collection calls to us so you can focus on your business.

Question 3

What types of business debt do you handle?

Accepted Answer

All types of business debts including cash advances (MCA), credit cards, suppliers and vendors, business loans, leases, and equipment financing. We can also work on lawsuits, judgments, and some secured debts, including some with personal guarantees. We can help you address tax notices, but we do not provide tax, legal, or bankruptcy advice. If it's a business debt causing financial hardship, we can likely help.

Question 4

How much will it cost me to restructure my debt?

Accepted Answer

We don't promise specific outcomes, but clients who completed our program paid back about 89% of their debt over 35 months on average, including the cost of our services. So if you owed $100,000, you'd pay roughly $89,000 total including our fees, instead of the full $100,000. We charge no upfront fees. Our fees are performance-based and only charged as debts successfully settle. Results vary and not all clients complete the program.

Question 5

How long will it take to complete the program?

Accepted Answer

Clients typically finish between 2 and 4 years, sometimes faster, sometimes slower. The more you pay monthly, the faster you'll be debt-free. We encourage you to commit to what's realistic, because when cash flow is tight it's better to pay back less than to overcommit. If your cash flow improves, you can always increase payments and finish faster.

Question 6

How will the program affect my business credit?

Accepted Answer

The honest truth is clients may have to temporarily sacrifice their credit score to save their business. Whether in our program or not, credit scores will decline if debts aren't paid on time. Our goal is to get you out of debt with payments you can actually afford. Once debts are settled and cash flow improves, you can rebuild business credit.

Question 7

What's the difference between debt relief and bankruptcy?

Accepted Answer

Bankruptcy can force you to liquidate assets, damages your business reputation for years, requires expensive attorney fees, and you lose control of the process. Debt relief works to settle debts for less, keeps the process private, and lets you keep operating. You stay in control and avoid the stigma of bankruptcy. Results vary and not all clients complete the program.

Question 8

Can I continue operating my business during the program?

Accepted Answer

Yes, that's the whole point. Unlike bankruptcy, which may force liquidation, our program is designed to let you keep operating while we negotiate settlements. Improved cash flow from reduced payments lets you focus on running your business.

Question 9

What if creditors sue me or get a judgment?

Accepted Answer

We can work on lawsuits and judgments as part of the program. Even if a creditor has already sued you or obtained a judgment, we can often still negotiate a settlement, in many cases for less than the judgment amount. The key is acting quickly, before garnishments or levies begin.

Question 10

Do I qualify for business debt relief?

Accepted Answer

You may qualify if: (1) you have at least $15,000 in business debt, (2) you're experiencing financial hardship or struggling with payments, (3) you can commit to a monthly payment toward settlements based on your budget, and (4) your debts are with creditors who negotiate settlements. The only way to know for sure is to book a free consultation, where we review your situation and give you an honest recommendation.

Question 11

Are there any upfront costs or fees?

Accepted Answer

No. We charge zero upfront fees. Our fees are performance-based, meaning you only pay as debts successfully settle. That aligns our interests with yours: we don't get paid unless we deliver results. During your free consultation, we explain the complete fee structure so you know exactly what to expect.

Question 12

Do you offer support in Spanish or Punjabi?

Accepted Answer

Yes. Our Bakersfield team works with business owners in English, Spanish, and Punjabi.

Stop Hiding from Creditors.Start Rebuilding Your Business.

Is Debt Relief the Right Move,or Could You Still Get Funded?

Debt relief may fit

Funding might fit better

A Clear Path, One Payment at a Time

Free consultation

One monthly deposit

We negotiate settlements

You keep operating

See What Daily Payments Are Costing You

Pay Back Less, With Your Eyes Open

What we tell you upfront

A Real Team on Your Side,Not a Call Center.

Honesty You Can Check.People You Can Visit.

Common Questions.Honest Answers.

You Do Not Have toCarry This Alone.

Have Questions?
Let's Talk

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