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Credit term
Soft inquiry
A soft inquiry is a credit check that does not affect your score, like checking your own credit.
How it shows up on your credit report
SOFT PULLPROMOTIONAL INQUIRY
Soft pulls happen when you check your own credit, when you get pre-approved offers, or during some background checks. They are only visible to you and do not hurt your score.
Not sure how this affects your score? We'll walk through your report with you.
Mesa Group Consulting helps Bakersfield and Kern County families read their credit reports and dispute what is wrong, in English, Spanish, and Punjabi.