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    Creditor / bank name

    SYNCB — Synchrony Bank

    SYNCB stands for Synchrony Bank, the issuer behind many store and brand credit cards.

    How it shows up on your credit report

    SYNCB/AMAZONSYNCB/PPCSYNCB/LOWESSYNCB

    Synchrony issues a huge number of retail cards — Amazon, PayPal Credit, Lowe's, Sam's Club, and many more. On your report it may appear as SYNCB plus the store name. If you do not recognize the store, it is worth a closer look.

    See a name you don't recognize on your report? It could be an error, or a sign of identity theft.

    Mesa Group Consulting helps Bakersfield and Kern County families read their credit reports and dispute what is wrong, in English, Spanish, and Punjabi.

    Book a free consultation How credit restoration works

    Related terms

    CBNA

    CBNA stands for Citibank N.A. — Citi's banking arm, which issues many co-branded cards.

    Credit utilization

    Credit utilization is how much of your available credit you are using — one of the biggest factors in your score.

    Back to the full glossary