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    Credit term

    Revolving credit

    Revolving credit is an account like a credit card where the balance and payment can change month to month.

    How it shows up on your credit report

    REVOLVINGREVOLVING ACCOUNT

    With revolving credit you have a limit, you can carry a balance, and your minimum payment moves with what you owe. Credit cards are the most common example, and how you use them heavily affects utilization.

    Not sure how this affects your score? We'll walk through your report with you.

    Mesa Group Consulting helps Bakersfield and Kern County families read their credit reports and dispute what is wrong, in English, Spanish, and Punjabi.

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    Related terms

    Installment loan

    An installment loan is a fixed loan you repay in equal payments, like an auto loan or mortgage.

    Credit utilization

    Credit utilization is how much of your available credit you are using — one of the biggest factors in your score.

    Back to the full glossary